Questions people usually ask

What is Medicare Annual Enrollment?
It's the yearly window when anyone with Medicare can review, change, or keep their coverage for the following plan year — no health questions required, regardless of past decisions.

When is Medicare Open Enrollment for 2027?
October 15 through December 7, the same window every year, for coverage beginning the following January 1. You can browse and compare plans on Medicare's official Plan Finder tool once information becomes available each fall.

Can I change my Medicare plan during AEP?
Yes — you can switch Medicare Advantage plans, move between Medicare Advantage and Original Medicare, join or change a Part D plan, or keep everything exactly as it is.

Can I switch Medicare Advantage plans during AEP?
Yes, this is one of the most common changes made during the window — switching to a different Medicare Advantage plan with a better network, formulary, or set of extra benefits for the coming year.

Should I review my Medicare plan every year?
Yes. Even a plan you're happy with can shift in cost, formulary, or network from one year to the next, so an annual review — even a quick one — is worth the habit.

What happens if I do nothing during Medicare Annual Enrollment?
In most cases, your current plan simply continues into the next year. The risk isn't losing coverage — it's staying on a plan that's quietly become a worse fit than something else now available to you.

The bottom line

Medicare Annual Enrollment isn't a formality — it's the one guaranteed window each year to make sure your coverage still matches your doctors, your prescriptions, and your budget. Treat it as an active decision, even in years your plan seems fine, since "seems fine" and "still the best option" aren't always the same thing.

Mark the window now, before it's crowded out by everything else the fall brings — October 15 through December 7 comes around fast, and the plans you're comparing today are the ones you'll be living with for all of 2027.

If you'd rather have someone else run the comparison with you, a licensed agent can walk through your Medicare plans for 2027 side by side — at no cost to you, before the December 7 deadline passes.