Terms and Conditions

Use of Services

Eligibility

• You must be at least 18 years old to use our services.
• By using our services, you confirm that you have the legal capacity to enter into these Terms.

User Responsibilities

• You agree not to misuse the services or use them for any unlawful purpose.
• You are responsible for maintaining the confidentiality of your account credentials and activity.

Products and Services

Scope of Services

• We offer guidance on insurance products including, but not limited to, health insurance, Medicare plans, life insurance, and supplemental coverage.
• Our services do not constitute legal, financial, or tax advice. Please consult a licensed professional for such matters.

Independent Agent Disclosure

• Agents Impact works with a range of insurance carriers but does not represent all carriers or plans in the marketplace.
• Recommendations are based on the information you provide and the plans available to us through our contracted carriers.

No Guarantee of Coverage

• Coverage decisions are made solely by the insurance carriers. We do not guarantee approval or coverage.

Client Responsibilities

Providing Accurate Information

• You agree to provide accurate and timely information. Inaccurate or incomplete details may result in incorrect plan recommendations or denied applications.

Decision-Making

• While we assist in providing guidance, the final decision regarding any insurance product is solely yours.

Intellectual Property

All content provided by Agents Impact—including text, images, and logos—is protected by intellectual property laws. Unauthorized use is prohibited.

Privacy

Use of our services is also governed by our Privacy Policy. By using our services, you consent to the data practices outlined therein.

Third-Party Links

Our site may include links to external websites. Agents Impact is not responsible for their content or practices.

Governing Law

These Terms are governed by the laws of the State of Oregon. Disputes will be handled in accordance with Oregon law.

SMS Terms of Service

Agents Impact provides SMS communication to keep you updated about our services, support, and resources.

1. Eligibility

You must be at least 18 years old and the account holder or authorized user of the mobile number you provide.

2. Opt-In and Consent

By checking the SMS consent box and providing your mobile number, you agree to receive recurring automated text messages from Agents Impact. Message frequency may vary. Message and data rates may apply.

3. Message Content May Include:

• Medicare reminders and updates
• Enrollment deadlines
• Event and service notifications
• Responses to your inquiries

4. Fees and Charges

Standard message and data rates may apply. Please check with your mobile carrier for details.

5. Opt-Out Instructions

To stop receiving SMS messages, reply STOP to any text. You will receive a confirmation message that you have unsubscribed and will no longer receive SMS messages unless you opt in again.

Sample confirmation message:
"You have successfully opted out of messages from Agents Impact. No further texts will be sent unless you re-subscribe."

6. Help and Support

For help, reply HELP or contact us:

• 📞 (503) 668-6100
• 📧 agentsimpact12@gmail.com
• 🌐 www.agentsimpact.com

7. Your Responsibilities

• Keep your contact information current.
• Notify us if your number changes or is no longer in use.
• Understand that message delivery may be affected by your carrier or technical limitations.

8. Privacy and Data Use

Your data is protected under our Privacy Policy. We do not sell or share your number for marketing purposes.

9. Modifications

We may update these terms at any time. Continued participation after any update constitutes your acceptance.

10. Termination of Service

Agents Impact may suspend or terminate SMS communications without notice due to violations, technical issues, or changes in regulations.

11. Limitation of Liability

Agents Impact is not liable for delays or issues caused by carriers or other third-party systems.

Contact Us

For any questions about these Terms or our privacy practices:

Agents Impact
📞 (503) 668-6100
📧 agentsimpact12@gmail.com
🌐 www.agentsimpact.com

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